Caroline Gerardo
NMLS 324982 license 21 states. Closed three billion dollars of real estate loans. Ready to help.
- Role
- Mortgage Banker Licensed in 21 States at Pinnacle Home Loans Nmls 1775393
- Location
- Irvine, CA, US
- LinkedIn followers
- 500 followers
About Caroline Gerardo
Entrepreneurial spirit unafraid to and ask forgiveness rather than permission. Operated heavy equipment when construction halted, removed a dead horse from a REO, and dressed in beaded Zuhair Murad for formal dinner event in the same day. Able to persuade through disciplined use of data. Licensed in 21 states. Dexterity with presentations, spreadsheet tools, VBA, writes HTML5, C++, Excel, digital formatting for publishing, enjoys public speaking. Experienced on all LOS systems, can build and add API plug in vendors. Fiserv, FCRM, Not a fan of SMS but expert on many CRM platforms/ contact management for client love. Financial systems: Oracle and Hyperion Essbase, GNU/ LINUX editing, Black Knight MSP, mortgage software patents, Argus, speaks languages other than binary code Python. Self- starter with an innate entrepreneurial bend and client-service orientation. Creation of models, and ad-hoc analysis to use in forecasting. Experience with Loss Mitigation and default management from the trenches and reporting to Congress Analytics for Real Estate Investing Fourteen patents Top Secret Security Clearance in the past (94••••••99 l••••••••@gmail.com Restructured complex commercial and residential real estate loans; including foreclosure, clean up, and resale of properties. Manage portfolios of troubled accounts with goal of resolution to ultimate resale of properties. Execute collections, negotiate repayment terms, and secure collateral or take assets of the borrower. Experience with County trustee sales and bidding process in seventeen states. Appeared before Congress. Deep understanding of regulation, credit approval, documentation, collateral valuation and banking policy. Supervise legal counsel and property management to implement actions. Inspect properties recommend for litigation to ascertain asset values affecting collection strategies, assess appraisals, construction defects and safety code violations. National Mortgage Bankers Association Legal Committee Excellent negotiation skills. Adept with clearing title. Presentations for peers, auditors, governmental agencies, court hearings, to borrowers, and senior management. Excel, PowerPoint, Short Video, and digital images Managed, owned, flipped, and sold residential and commercial real estate. Licensed Department of Business Oversight under California Residential Mortgage Lending Act No. 41•••25; Loans made pursuant to California Financing Law license No.
Experience
Mortgage Banker Licensed in 21 States
Pinnacle Home Loans Nmls 1775393
Aug 2022 — Present · CA, US
I returned to Pinnacle which is now part of Mason Mac. NMLS 324982
Education
Claremont Graduate University
Masters, Finance and Financial Management Services
1985 — 1987
Scripps College
BA, Literature ART
1977 — 1980
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