Carol Toren-Edmiston

About Carol Toren-Edmiston

Transformational Consumer Direct and Correspondent lending executive with 30 years of mortgage and banking experience in mortgage sales, marketing, business development, digital integration, financial management, pricing and risk management. Senior-level capabilities and experience with a deep understanding of the full mortgage lending cycle, accountable for top and bottom line revenue growth, innovation, customer experience, operational excellence, and change management. Institutional and consumer mortgage sales expertise, with a history of consistently delivering strong results in a variety of markets and business models. Strategic thinker with the ability define a vision and effectively execute through financial and data analytics, innovation and team member and partner engagement to drive transformative change. Specialties: Strategy with effective and profitable execution across multiple mortgage business lines, business development through opportunity identification, assessment and creation (eg, creating new business lines and programs), transformational change leadership, sales management and marketing, people and organizational development, financial management, pricing and analytics, and customer and team member engagement

Experience

1. Advisor

   Advisorycloud

   Jan 2020 — Present

Education

• University of Colorado Colorado Springs

  MBA, Finance

  2000

• University of Colorado at Denver

  Bachelor of Science, Accounting and Finance

  1979 — 1983

Skills

• Leadership Development
• Cross Selling
• Pricing
• Mortgage
• Forecasting
• Consumer Lending
• Mentoring
• Customer Acquisition
• P&L Management
• Financial Analysis
• Strategy Development
• Cross-Functional Team Leadership
• Strategic Planning
• Sales Management
• Analytics
• Credit
• Banking
• Leadership
• Management
• Mortgage Lending
• New Business Development