Carlos A. Villalba F.
Vciso @Acc Consumer Finance
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WORK HISTORY
Vciso @Acc Consumer Finance
ACC is revolutionizing not only the lending experience and buyer life cycle but offering dealers and affiliates a platform called Vantage ILM that\'s integrated with top-performing partners like Equifax, Experian, Passtime and Repay. This dynamic SaaS is geared toward the Gig Economy and making the dealers lives better and more-profitable. In fact, ACC is spearheading an efforts with those forward thinking franchise organizations to leverage Vantage ILM to attract Uber, Lyft and other drivers in the Transportation as a Service (TaaS) and Delivery as a Service (DaaS) categories.
EDUCATION
Syracuse University
CAS, Educational/Instructional Technology
Universidad Experimental Simon Rodriguez
Bachelor of Science - BS, Math Education
Syracuse University
Doctor of Philosophy - PhD (ABD)
Syracuse University
Master of Science - MS, Educational/Instructional Technology
ABOUT CARLOS A. VILLALBA F.
Dynamic Cybersecurity Executive Leader with three decades of IT, cybersecurity, and enterprise resource planning (ERP) experience, driving enterprise security strategies, risk management programs, and business-aligned frameworks to enhance organizational resilience.I specialize in delivering enterprise-level cybersecurity initiatives, aligning security with business objectives, and leading digital transformation efforts that strengthen security postures. With a strong balance of technical acumen and strategic leadership, I have successfully guided organizations across diverse industries, including financial services, government, manufacturing, healthcare, and SMBs.As a results-driven CISO and visionary leader, I have a proven track record in compliance assessments, CMMC, HIPAA, PCI, FISMA, FedRAMP, ISO Gap Analysis, penetration testing, IT security projects, and ERP system security. My expertise spans SOC 2, NIST, PCI-DSS, ISO 27001, and cybersecurity governance, ensuring organizations meet stringent regulatory requirements while optimizing security operations and ERP implementations.Beyond technical execution, I excel in scoping initiatives, work plan development, competitive pricing strategies, proposal creation, and client engagement. I am also a compelling public speaker, author, and mentor, having contributed to industry publications, led technical roundtables, and delivered high-impact presentations at professional conferences.Holding industry-recognized certifications including CISSP, CEH, ITIL, Security+, Network+, Certified HIPAA Professional, Certified Penetration Testing Engineer, and PCI Qualified Security Assessor, I am committed to advancing cybersecurity solutions, mentoring the next generation of professionals, and driving organizational success through pragmatic security leadership.Let’s connect to discuss how cybersecurity, risk management, ERP security, and digital transformation can drive your business forward.
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