Carlos Beltran

Senior Product Manager Embedded Finance @Scotiabank

Toronto, ON, CA
MOBILE NUMBERS
+91 *********19

Signup · Get unlimited contacts

WORK HISTORY

Apr 2025 — Present

Senior Product Manager Embedded Finance @Scotiabank

View department →

Toronto, ON, CA

EDUCATION

N/A

Bond University

English for Business

N/A

Universidad de Los Andes

Industrial Engineer, Engineering/Industrial Management

N/A

MIT Sloan Executive Education

Artificial Intelligence: Implications for Business Strategy

N/A

CFTE - Centre for Finance, Technology and Entrepreneurship

Specialisation, Open Banking and Platforms

N/A

Melbourne Business School

MBA Exchange Student, International Business

N/A

McGill University

MBA, International Business & Finance

SKILLS

Small Business LendingStrategic PlanningRecruitingFinancial AnalysisMergers & AcquisitionsBankingAgile MethodologiesTrade FinanceFinancial ModelingRetail BankingCreditFinancial ServicesCommercial BankingLoansCredit RiskDigital TransformationDigital Product DevelopmentBusiness DevelopmentRelationship ManagementStrategyMicro Credit BankingCredit AnalysisMentoring

ABOUT CARLOS BELTRAN

With over 15 years of experience in the financial industry across multiple countries and segments, I am a passionate and results-oriented professional with a strong background in retail credit risk, payments, digital banking, and trade finance. I have successfully led and executed various strategic initiatives and projects that have enhanced customer experience, reduced costs, and increased profitability. As the Collections Technology and Analytics lead at Scotiabank, I am responsible for developing and implementing innovative solutions that leverage artificial intelligenceto optimize collections performance and recovery. I collaborate with internal and external stakeholders, such as business partners, vendors, regulators, and fintechs, to identify and address the opportunities and challenges of the evolving financial landscape. My mission is to enable Scotiabank to become a leader and deliver value to our customers, shareholders, and society.

This profile is compiled from publicly available professional sources. Unifers is not affiliated with or endorsed by LinkedIn. Request removal of this profile.

Carlos Beltran — Senior Product Manager Embedded Finance at Scotiabank in Toronto, ON, CA | Unifers