Candice Apperson

About Candice Apperson

Candice Apperson is a Credit Officer at NBH Bank, a publicly held bank with $10 billion in assets and multiple brands across eight states. She has more than 25 years of credit banking experience and holds a Certified Treasury Professional (CTP) credential. As a Credit Officer, she oversees risk management for over $1 billion in assets, providing credit approval to various lines of business and divisions within NBH Specialty Banking. She also works closely with the executive team in developing and implementing credit policies and procedures, managing external credit reporting and compliance, and facilitating loan and deposit growth. She is a leader and a collaborator, co-chairing the Credit Review Committee, participating in several other committees, and directing the bank-wide Credit Training program. She is passionate about delivering high-quality service and solutions to her clients and partners, and leveraging her expertise in franchise finance, healthcare finance, and energy banking.

Experience

1. Senior Credit Officer & Senior Portfolio Manager Team Lead, Senior Vice President

   InBank

   Mar 2025 — Present · Denver, CO, US

   Senior Credit Officer for general Commercial & Industrial loans, signing up to $5 million individually, and up to $25 million with stacking credit approval authority. Manages a team of Senior Portfolio Managers, each with VP titles, as direct reports.

Education

• University of Colorado

  BSBA & Masters of Science Accounting

  1997 — 2002