Naman Sharma
Chartered Accountant 🎓 CSB BANK | Ex ICICI Bank | 5000+ @LinkedIn Senior Credit Analyst SME Credit & Risk
- Role
- Senior Credit Analyst at Csb Bank
- Location
- Jaipur, RJ, IN
- LinkedIn followers
- 500 followers
About Naman Sharma
As a Senior Credit Analyst, I manage the end-to-end risk involved in lending to large…
Experience
Senior Credit Analyst
Jul 2024 — Present · Jaipur, IN
Credit Analysis: Assessing the creditworthiness of Mid and Large Corporates for loans or other financial products. This includes reviewing financial statements, cash flow projections, credit reports, and other relevant data to determine the risk associated with lending to the SME. Risk Assessment: Evaluating the risk level of SME loan applications based on factors such as the company\'s financial health, industry trends, market conditions, and the borrower\'s repayment history. Decision Making: Making recommendations or decisions on whether to approve or decline loan applications based on the analysis and risk assessment conducted. Credit Monitoring: Monitoring the performance of existing SME loans to ensure compliance with credit agreements and assessing any changes in risk profile that may require adjustments to credit terms. Client Relationship Management: Building and maintaining relationships with SME clients, providing financial advice, and helping them navigate the credit application process. Regulatory Compliance: Ensuring that all credit decisions and processes comply with regulatory requirements and internal policies. Team Leadership and Training: In the case of a senior role, providing leadership to junior analysts, guiding their work, and possibly conducting training sessions to enhance the team\'s capabilities.
Education
University of Rajasthan
Bachelor of Commerce (B.Com.)
2011 — 2013
University of Rajasthan
Master in commerce
2014 — 2016
The Institute of Chartered Accountants of India
Charted Accountant
2010 — 2020
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