Mayank Nahata
Credit Manager @Kotak Mahindra Bank
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WORK HISTORY
Credit Manager @Kotak Mahindra Bank
Surat, IN
As a Credit Manager specializing in unsecured business loans, I am responsible for assessing and managing credit risk for businesses seeking funding without collateral. My role involves evaluating financial statements, cash flows, credit histories, and overall business performance to determine creditworthiness. I structure loan proposals, recommend suitable loan amounts and pricing, and ensure alignment with internal credit policies and regulatory standards. I collaborate closely with sales teams to support business growth while maintaining prudent risk controls. Additionally, I actively monitor portfolio performance, identify early warning signals, and implement strategies to mitigate risk and ensure healthy asset quality.
EDUCATION
The Institute of Chartered Accountants of India
Bachelor of Commerce - BCom
ABOUT MAYANK NAHATA
I am a dedicated professional who stays up-to-date with the latest industry trends. I am always seeking opportunities for professional development to enhance my skills and knowledge base. Adaptable and proactive, I thrive in fast-paced environments and have a proven track record of successfully managing multiple projects simultaneously.Credit professional with hands-on experience in underwriting and managing unsecured business loans and Loan Against Property (LAP). Skilled in credit assessment, financial analysis, and risk evaluation, with a strong understanding of lending policies, regulatory norms, and portfolio management.
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