Caleb Beckford

About Caleb Beckford

Broadly experienced, solution-oriented, commercial banking executive with a 20+ year track record of increasing responsibility in strategy, distribution, commercial credit, and launching products and programs. Known for strategic thinking, biased towards action, supported by both qualitative and quantitative critical thinking. Driven by commercial banking’s function as a critical catalyst that spurs economic development and fosters entrepreneurial endeavors. Committed to facilitating the agile transformation of aspirations into tangible outcomes at the organizational level. Delivers exceptional results as both an individual contributor and leader of cross-functional teams matrixed across sales, credit, product, finance, risk management, operations, marketing, and technology. Generates financial, market, and business analysis at a high level to build business cases that drive decision making and growth. Results include multiple successes integrating products and processes into the end-to-end customer and employee experience resulting in immediate production, profitability and efficiency. Made possible by influencing senior leaders and communicating effectively across all levels while maintaining a balanced approach to risk. Other impacts include using process mapping, gap assessments, planning and road mapping to drive sales effectiveness and operational excellence. Examples of Key Contributions are: • Accelerated the deployment of a 80k+ unit lending program during the COVID-19 crisis. Integrating people and processes with Salesforce and the nCino Bank Operating System.• Created the strategy and launch of a franchise lending product generating $100MM+ of loan production in the first year. This included the build out of the centralized underwriting site for franchise credit management in Greenville, SC, and sourcing, hiring, and training a team of underwriters and portfolio managers.

Experience

1. SVP, Head of Commercial Strategy and Effectiveness

   Northwest Bank

   Oct 2023 — Present

Education

• The Wharton School

  Leadership Certificate, Leadership Development

  2015 — 2016

• Risk Management Association

  Credit Risk Certified (RMA-CRC Designation), Banking

• Dickinson College

  B.A., Economics, with Honors

  1999 — 2003

• ABA Stonier Graduate School of Banking

  Diploma

  2015 — 2016

• Westtown School

  HS Diploma

  1995 — 1999

• University of Connecticut School of Business

  MBA, Management, Real Estate Finance

  2008 — 2010

• Villanova University

  Coursework, MBA

  2005 — 2007

Skills

• Finance
• Strategic Planning
• Financial Analysis
• Management
• Credit Analysis
• Powerpoint
• Microsoft Excel
• Investments
• Leadership
• Financial Risk
• Project Management
• Strategy
• Mergers & Acquisitions
• Credit Risk
• Moody's Kvm Riskcalc
• Microsoft Office
• Mentoring
• Lean Sigma
• Credit
• Financial Modeling
• Commercial Lending
• Banking
• Risk Management
• Mba
• Product Management
• Commercial Banking
• Relationship Management
• Analysis
• Moody
• Six Sigma
• Financial Services
• Crm
• Portfolio Management
• Mergers
• Loans
• Presentation Development
• Credit Management