Caleb Warner

The Get Shit Done Guy

Role
Head of Product at Rnpl \'rent Now Pay Later\'
Location
American Fork, UT, US
LinkedIn followers
500 followers
General Business & ManagementView LinkedIn profile

Experience

  1. Head of Product

    Rnpl \'rent Now Pay Later\'

    Aug 2025 — Present

    Architected and launched a payroll-backed consumer lending platform, designing the end-to-end application flow, underwriting model, and servicing infrastructure from concept through production.• Engineered a multi-system fintech stack integrating LoanPro (LOS + LMS), Taktile decision engine, Plaid (Auth, CRA, Income), TransUnion credit data, Box embedded e-sign, and Atomic payroll switching via custom API orchestration layer.• Built automated underwriting decision trees in Taktile leveraging credit, income, payroll, and banking data to drive instant approvals while maintaining regulatory compliance and risk controls.• Designed complete data architecture including loan conversion workflows, custom field mapping, webhook-driven status transitions, APR calculations, payment attribution logic, and payroll-based repayment routing.• Operated as product and technical lead for a lean engineering team authoring API specifications, defining data models, documenting requirements, and driving execution across frontend (Next.js) and third-party integrations.

Education

  • Utah Valley University

    Bachelor of Science - BS, Business Administration and Management, General

  • Brigham Young University

    General Studies

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Caleb Warner — Head of Product at Rnpl \'rent Now Pay Later\' in American Fork, UT, US | Unifers