Krishna Joshi

Senior Manager – Mid-Corporate Credit | CA | 10 Yrs in Credit Underwriting & Risk | Ex-ICICI, Citi, Kotak, IndusInd | Joint Sanction Authority up to ₹50 Cr (part of Regional credit committee)

Role
Credit Risk Analyst - Midcorporate Underwriter at Axis Bank
Location
Mumbai, MH, IN
LinkedIn followers
500 followers

About Krishna Joshi

I am a Senior Credit Risk Manager at Axis Bank, where I oversee a portfolio of over 350 accounts, totaling Rs. 1500 Crores, in the Wholesale Banking Group. I have more than 8 years of experience and expertise in credit risk management and financial analysis, working with SMEs and large corporations across various sectors and segments.My skills in credit appraisal, risk mitigation, and portfolio performance have been sharpened through diverse and challenging roles at reputed institutions, such as Citi Bank NA Global Consumer Banking, ICICI Bank Ltd, and Kotak Mahindra Bank Limited. I hold a CA and a BCom degree, along with multiple certifications and courses in finance and credit. I am passionate about learning new concepts and techniques, and applying them to complex and dynamic financial scenarios. My goal is to deliver excellence and value to my clients and organization, while maintaining high standards of ethics and professionalism.

Experience

  1. Credit Risk Analyst - Midcorporate Underwriter

    Axis Bank

    Jul 2025 — Present · Maharashtra, IN

    Senior Manager – Credit Underwriting | Axis Bank (Mid Corporate Group)Reviewing and approving mid-corporate credit proposals (turnover up to ₹1,500 Cr) with joint approving authority for exposures up to ₹50Cr.

Education

  • K P B Hinduja College of Commerce 315 New Charni Road Mumbai 400 004

    Bachelor of Commerce - BCom, Accounting and Finance

    2008 — 2012

  • The Institute of Chartered Accountants of India

    Chartered Accountant , Accounting and Finance

    2010 — 2015

  • Corporate Finance Institute® (CFI)

    introduction to corporate Finance , Banking, Corporate, Finance, and Securities Law

    2020 — 2020

  • Corporate Finance Institute® (CFI)

    fundamentals of credit, Banking, Corporate, Finance,

    2020 — 2020

  • Imarticus

    EY prodegree financial analyst, equity research

    2017 — 2017

  • Corporate Finance Institute® (CFI)

    Excel crash course, finance

    2020 — 2020

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Krishna Joshi — Credit Risk Analyst - Midcorporate Underwriter at Axis Bank in Mumbai, MH, IN | Unifers