Shubhangi Gupta

About Shubhangi Gupta

A senior financial executive with over 3 years of experience specializing in FP & A,strategic planning, profit and loss (P&L) management, risk management, and credit riskanalysis for unsecured loans. A proven track record of improving financial performance,developing high-impact investment strategies, and allocating Rs. 700+ crore to MSMEsby meticulously assessing their financials, contributing to economic growth and fosteringentrepreneurship in the sector

Experience

1. Deputy Manager

   Axis Bank

   Apr 2022 — Present · Noida, IN

   Conduct thorough credit risk assessments for consumer goods clients, evaluating their financial health and creditworthiness.Develop and implement effective credit policies to mitigate potential risks and ensure compliance with regulatory standards.Collaborate with cross-functional teams to analyze financial data, supporting strategic decision-making and identifying areas for risk mitigation.Regularly review and update credit limits based on market trends, client performance, and overall economic indicators.Engage in ongoing monitoring of consumer goods portfolios, promptly identifying and addressing emerging credit risks.Interface with clients to gather relevant financial information, resolve credit-related queries, and foster positive client relationships.Stay abreast of industry trends, regulatory changes, and emerging risks, adapting strategies to maintain a proactive risk management approach.Provide insightful reports and presentations to senior management, conveying the status of consumer goods portfolios and recommending risk-mitigating actions.

Education

• Mahatma Jyotiba Phule Rohilkhand University (MJPRU), Bareilly

  Bachelor of Commerce - BCom, Business/Managerial Economics

• The Institute of Chartered Accountants of India

  Chartered Accountant

• Mahatma Jyotiba Phule Rohilkhand University (MJPRU), Bareilly

  Master's degree, Business/Commerce, General