Shiva Soni

Experience

1. Assistant Vice President

   IDFC FIRST Bank

   Jan 2019 — Present · Pune, IN

   Managing Maharashtra (excl. Mumbai) for all BBG products, overseeing portfolio for the location. Handling fund and non-fund based Working Capital Loans: Overdraft, Cash Credit, LC, BG, Pre-Post Shipment Credit, Buyer\'sCredit, Term Loans.• Client Visits -Meeting Customer and making visits at factory/office/residence of the client, viewing the working capacities of the business, inventory and working environment of the business. • Analysing and monitoring TAT and improving it by introducing new process • Training of RM, Credits, operations on product features, amendments, rollout mails. • Underwriting proposals and approving loans, ensuring adherence to credit processes and policy norms, including internal, RBI, and PSL guidelines.• Integral part of testing of new software developed for sanctioning process from credit• Monitor and manage credit portfolio and other risks on a proactive basis and manage and ensure timely renewal & enhancement of accounts, Maintenance of various MIS / compliance related records. • Stay abreast of industry trends, market dynamics, and regulatory changes, leveraging insights to inform decision-making and drive continuous improvement initiatives within the credit management function • Analysing creditworthiness for lending decisions, credit limits, and credit ratings

Education

• Barkatullah University, Bhopal

  High School Diploma

  2006 — 2008

• The Institute of Chartered Accountants of India

  Associate Chartered Accountant

  2006 — 2010

Skills

• Corporate Finance
• Credit Analysis
• Taxations
• Accounting
• Auditing
• Client/Hiring Manager Relationships
• Account Management