Sanjay Jain
CA | CIA in Progress | Senior Manager at HDFC Bank | Ex-Kotak Bank, BDO, Mahajan & Aibara | B.Com Graduate | Proud Member of a 3.9k+ LinkedIn Networks.
- Role
- Senior Manager at HDFC Bank
- Location
- Mumbai, MH, IN
- LinkedIn followers
- 500 followers
About Sanjay Jain
Experienced audit professional with expertise in digital product audits, process…
Experience
Senior Manager
Nov 2023 — Present · Mumbai, IN
Digital Products Audit | Risk & Compliance | HDFC Bank LimitedAudit professional with strong expertise in digital banking compliance, regulatory reporting, and internal control reviews, currently working in HDFC Bank’s Digital Products Audit function. Skilled in ensuring adherence to RBI guidelines, Risk-Based Supervision (RBS) indicators, tranche reporting, and internal governance frameworks across digital channels.Key Focus AreasVendor Audits: Compliance reviews and on-site evaluations of finance/service vendors per RBI vendor management guidelines, SLAs, and contracts.ATM Audits: Verification of ATM operations, transaction processing, and replenishment controls in line with RBI norms.Mobile Banking Compliance: Review of mobile, SMS, and WhatsApp banking journeys to ensure alignment with RBI e-banking guidelines, NPCI circulars, and customer communication standards.Product Compliance: Ensuring debit cards, credit cards, internet banking, and UEBT conform to RBI security and product governance requirements.Regulatory Reporting: Oversight of RBI/NPCI-SEWA submissions for downtime, fraud, payments data, and grievance redressal.Record Management: Validation of archival, retrieval, and destruction processes per RBI retention rules.Marketing Compliance: Review of cashback/reward offers for transparency and adherence to fair practice codes.Intermediaries Certification: Pre–go-live certification of digital journeys per RBI norms and reconciliation standards.FFMC Review: Assessment of FEMA, RBI, and AML compliance.Internal Coordination: Engagement with business, IT, and security teams to maintain operational risk, cyber security, KYC/AML, and grievance compliance.
Education
The Institute of Chartered Accountants of India
Chartered accountant, Account and auding
2013 — 2020
K.P.B Hinduja College of Commerce
Graduation , Accounting
2010 — 2016
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