Sahil Ratta
Area Credit Manager Unsecured Loans in HDFC Bank
- Role
- Working as Area Credit Manager Unsecured Loans in Hdfc Bank at HDFC Bank
- Location
- Jaipur, RJ, IN
- LinkedIn followers
- 500 followers
About Sahil Ratta
Over 10 years of experience in the field of Banking & Audit and currently working with…
Experience
Working as Area Credit Manager Unsecured Loans in Hdfc Bank
Sep 2014 — Present · Jaipur, IN
Managing Team size of 24 Credit Managers doing underwriting of more than files per month having processing value of more than 250 crore and 90 off role staff for managing monthly processing of PL Files PAN North.• Managing Portfolio of 1900 crore with 30+ and 90+ in control. Lowest PAR error rate PAN India of team.• Having self CAD of 25 lacs at L3 level in PL and BL.• Reviewing Early Mortality Rate, Rejection analysis, Pending % & Approval % as per bank’s benchmark.• Regular interaction & training to sales team, branches & DSA’s for reducing errors as well as faster processing / decisioning of files with best TAT.• Proper resolution of Non Starters with Zero Net Non Starters every month.• Regular interactions and feedbacks shared with process, product and policy team for improvement in policy and process.
Education
Mahaveer Public School
Class 12
2006 — 2007
ICSI
CS
2010
Rajasthan University
M.Com
2010 — 2012
Mahaveer Public School
Class 10
2004 — 2005
ICAI
CA
2007 — 2012
Rajasthan University
Bachelor of Commerce (B.Com.)
2007 — 2010
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