Sahil Gumber
Credit Manager @HDFC Bank
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WORK HISTORY
Credit Manager @HDFC Bank
Working as Senior Manager – Credit Analyst,(Working Capital) handling credit analysis, financial analysis and credit appraisals of client for working capital requirements.>Preparing credit applications for credit memo limits approval/enhancements for submission to Credit Committees and overall timely monitoring the health of the portfolio.> Analyzing financial statements of the companies and performing ratio analysis, cash flow analysis, Fund flow analysis and scrutinizing management risk, business and industry risk, financial risk and Structural risks inherent in the proposals.> Analyzing business information to identify process improvements for increasing business efficiency and its Effectiveness on a daily basis.> Executing portfolio management by resolving delinquent cases and reducing the end-to-end processing TAT.> Reviewing and ensuring other regulatory requirements as per RBI norms and bank policies.
EDUCATION
The Institute of Chartered Accountants of India
Chartered Accountant
DAV Centenary Public School - India
High School Diploma
ACCA
ACCA
Indira Gandhi National Open University
Bachelor of Commerce - BCom
DAV Centenary Public School - India
Senior Secondry School
ABOUT SAHIL GUMBER
I am qualified Chartered Accountant Since May 2017 and had Completed my ACCA in Sept…
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