Sagar Nalawade

Credit Manager @HDFC Bank

Mumbai, IN

1) Serving Working capital and Term loan Finance for Automobile Industry Dealer (Automobiles/TW/CD/CV/CE) 2) Managing and Monitoring Credit Portfolio3) Secured/Unsecured Business Loans/Fund Based/Non-Fund based Finance4) Defining and Implementing Risk Mitigation Strategies based on market dynamics 5) Ensuring Strict adherence to Credit and Monitoring policies, EWS, RBA triggers and processes of Bank6) Analysing Financials of Automobile dealers and understand business models to assess permissible credit to automobile dealers7) Monitoring and reviewing compliance with stock audit.8) Closely working with Internal Risk Management team for proactive actionable on Inputs received from time to time and also co-operating on observations already identified.

The Institute of Chartered Accountants of India

Chartered Accountant

Marathwada Mitra Mandal's College of Commerce, Pune 4

Bachelor of Commerce - BCom