Ritesh Joshi
Credit Manager, ICICI Bank | CA | ICAI
- Role
- Credit Manager at ICICI Bank
- Location
- Mumbai, IN
- LinkedIn followers
- 500 followers
Experience
Credit Manager
Apr 2024 — Present · Mumbai, IN
Analyze financial statements, credit reports, and other financial information to assess the creditworthiness of individuals or businesses applying for credit/loan.• Evaluate the risk level associated with extending credit based on factors such as financial stability, payment history, industry trends, and economic conditions.• Conduct thorough due diligence on potential borrowers, including reviewing documentation, verifying information, and assessing collateral if applicable.• Prepare credit appraisal notes and recommendations based on analysis findings, including appropriate credit terms, conditions, and risk mitigation strategies.
Education
The Institute of Chartered Accountants of India
Chartered accountant
2019 — 2023
K J Somaiya College of Arts & Commerce
Bachelor of Commerce - BCom
2019 — 2022
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