Prashant Goyal
Area credit manager | Credit Underwriting | Financial Planning and analysis | Loan analyst | Ex ICICI
- Role
- Area Credit Manager at Bandhan Bank
- Location
- Jaipur, RJ, IN
- LinkedIn followers
- 500 followers
About Prashant Goyal
Experienced Articled Assistant with a demonstrated history of working in the financial…
Experience
Area Credit Manager
Sep 2024 — Present
Credit appraisal and underwriting of working capital requirements and Term loan exposures for SME and Mid-Market. Currently handling team of 5 credit manager. • Analysing various risks based on Quantitative & Qualitative information to evaluate corporate credit worthiness for financial assistance on the basis of Industry Outlook, Business Risk and Financial profile of borrower.• Analysis of past, projected & current financial performances of the borrower.• Interacting with CFO\'s and MD\'s along with site visit for detailed understanding of the business from credit appraisal point of view.• Ensuring systematic verification processes and finalization of terms and conditions of the proposal in consultation with Relationship Managers/ Business Team. Presentation of cases to the Sanctioning • Merits and potential risks of a proposal to take entry and exit decisions into present or prospective business proposals.• Review credit applications and perform credit checks.
Education
The Institute of Chartered Accountants of India
Chartered accountant
2014 — 2018
Commece collage, jaipur
Bachelor of Commerce
2013 — 2016
The Institute of Chartered Accountants of India
Chartered accountant
The Institute of Chartered Accountants of India
Chartered accountants
2013 — 2018
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