Prabhat Kumar Makhija
Vice President – SME & Working Capital Finance | Chartered Accountant | Business Growth & Credit Strategy Leader | Driving High-Performance Teams
- Role
- Vice President - Mib Cluster Business Leader in Wc Finance at YES BANK
- Location
- Lucknow, UP, IN
- LinkedIn followers
- 500 followers
About Prabhat Kumar Makhija
As a Chartered Accountant and senior banking professional with over 12 years of experience in SME and Working Capital Finance, I have successfully led multi-region teams and managed a ₹200+ crore portfolio with consistent 25% annual growth. My expertise lies in balancing business expansion with sound credit governance, optimizing risk, and driving profitability through strategic lending solutions.Currently serving as Vice President & Cluster Business Leader at Yes Bank, I’m passionate about scaling sustainable MSME ecosystems and leveraging data-driven insights for smarter lending. I believe in leading with integrity, empowering teams, and building long-term value for both clients and institutions.
Experience
Vice President - Mib Cluster Business Leader in Wc Finance
Oct 2025 — Present · Lucknow, IN
Education
University of Allahabad
Bachelor of Commerce - BCom
2007 — 2010
Bishop Johnson School and College
High School
2003 — 2005
Bishop Johnson School & College
Intermediate
2005 — 2007
The Institute of Chartered Accountants of India
Chartered Accountant
2007 — 2012
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