Palak Singhal
Credit Risk|| Credit Underwriting|| Risk & Policy Management at Freecharge (Subsidiary of Axis Bank) || FINTECH||
- Role
- Deputy Manager - Credit & Risk at Freecharge (Subsidiary of Axis Bank) at Freecharge
- Location
- Gurugram, HR, IN
- LinkedIn followers
- 500 followers
About Palak Singhal
Credit underwriting professional with 4 years of experience across both secured lending (Home Loans, Micro LAP) and unsecured products (MCA, Nano Loans, Cattle Finance). Well-versed in case appraisals, customer PD, business and collateral checks, due diligence, and monitoring high-risk transactions. Experienced in shaping credit and risk policies that align with internal frameworks and industry guidelines.Currently leading underwriting operations for the North Delhi, Central, and West regions, with responsibility for team management, disbursement oversight, and maintaining TAT within defined timelines. Strong focus on building efficient underwriting processes, ensuring portfolio quality, and supporting smooth coordination across business and risk teams.
Experience
Deputy Manager - Credit & Risk at Freecharge (Subsidiary of Axis Bank)
Sep 2023 — Present · Gurugram, IN
Focusing on Credit Underwriting, Merchant Onboarding, Risk Monitoring, Transaction Monitoring and Policy Compliance. Currently leading underwriting operations for the North Delhi, Central, and West regions, with responsibility for team management, disbursement oversight, and maintaining TAT within defined timelines. Strong focus on building efficient underwriting processes, ensuring portfolio quality, and supporting smooth coordination across business and risk teams.
Education
MLSU
B.Com, Commerce
NEW LOOK SENIOR SECONDARY SCHOOL, LODHA CAMPUS
Business/Commerce, General
The Institute of Chartered Accountants of India
Chartered Accountant, Accounting, Taxation , Auditing, Financial Reporting, Finance
The Institute of Chartered Accountants of India
Chartered accountant
Find verified contacts for anyone on LinkedIn
Unifers gives sales teams verified emails and direct dials, enriched profiles, and outreach that lands in the inbox.
Free plan included · No credit card required
This profile is compiled from publicly available professional sources. Unifers is not affiliated with or endorsed by LinkedIn. Request removal of this profile.