Omprakash Mourya
Area Credit Manager at Hero Fincorp Ltd. taking care credit part of SME business loans for M.P. state,
- Role
- Area Credit Manager at Hero FinCorp
- Location
- Indore, MP, IN
- LinkedIn followers
- 500 followers
About Omprakash Mourya
A chartered accountant having total post qualification work experience of more than 5…
Experience
Area Credit Manager
Sep 2016 — Present · Indore, IN
Credit Appraisal of clients falling under SME segment for funding secured Business Loans up to Rs. 8 Cr.2. Credit appraisal of Financials based products like Corporate Term loans, Working capital Demand loans, Machinery loans etc. Successfully handling role of credit analyst for entire M.P. state.4. Ensuring acquisition of Good Quality Portfolio within the time lines i.e. TAT- created portfolio with NIL delinquency till date.5. Compulsory client visits during loan appraising process to analyse the risks.6. Adhere to requisite documentation as per the Policies, rules & guidelines.7. Ensuring Security creation of accounts sanctioned under portfolio.8. Ensuring compliance of sanction conditions as per sanction terms and conditions.9. Ensuring completion of monthly P.D.D. within permissible timeline.10. Ensuring timely review/renewal of existing portfolio. Management of existing SME portfolio with minimum delinquency 12. Timely unit visits of existing clients after funding to analyse the new risks arises after funding.
Education
The Institute of Chartered Accountants of India
Chartered Accountant
2009 — 2013
Devi Ahilya Vishwavidyalaya, Indore
Bachelor of Commerce - BCom
Devi Ahilya Vishwavidyalaya
Bachelor of Commerce - BCom
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