Nitin Prabhu

Credit Manager - Large Ticket Underwriting @HDFC Bank

Navi Mumbai, MH, IN
MOBILE NUMBERS
+91 *********19

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WORK HISTORY

Sep 2023 — Present

Credit Manager - Large Ticket Underwriting @HDFC Bank

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Mumbai, IN

Underwriting and Credit Assessment of working capital and large ticket EMI loans for Construction Equipment & Infrastructure Sector. Evaluation of Proposal Basis Industry, Financial, Business Analysis, Risk and Dedupe, Low Delinquency, Acceptable TAT and Preparation of CAM in a Subtle Language with adequate Information for easy decisioning. Interacting with Promoters and having a thorough understanding of the business the Credit and WC Requirements, through scenario analysis, Site Visits, Peer Performance, Past and Projected Financials, Ratio Analysis, and advice to the clients on how they can improve their financial Strength. Collaboration with Cross Functional teams for effective decision making and process enhancement. Using Data Analytics for Indepth assessment of fraud risk, Financial statements, Cash Flows, Etc

EDUCATION

2015 — 2018

SIES College of Arts, Science & Commerce Nerul

Bachelor of Commerce - BBI

2015 — 2021

The Institute of Chartered Accountants of India

Chartered Accountant

ABOUT NITIN PRABHU

A Chartered Accountant with experience across Construction Equipment Finance, Working…

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Nitin Prabhu — Credit Manager - Large Ticket Underwriting at HDFC Bank in Navi Mumbai, MH, IN | Unifers