Mayur Singhvi

Credit Manager @AU SMALL FINANCE BANK

Udaipur, IN

Credit Manager – Working Capital AU Small Finance Bank | Udaipur > Managing end-to-end credit evaluation and underwriting for working capital proposals across SME and business banking segments, ensuring credit decisions are both prudent and growth-oriented. Assessed borrower profiles through detailed financial statement analysis, banking trends, and business viability for limits including CC/OD, term loans, and unsecured facilities. Evaluated proposals based on industry risk, cash flows, repayment capacity, and compliance with internal and regulatory credit norms. Prepared and presented credit memos with recommendations to sanctioning authorities, maintaining TAT and portfolio quality. Collaborated with relationship managers and credit operations to structure proposals that balance risk and business opportunity. Supported monitoring of existing accounts, early warning signals, and renewal processes to maintain asset quality.

Bhanwar Lal Gothi Public Senior Secondary School

H.S.C., Business/Commerce, General

Bhanwar Lal Gothi Public Senior Secondary School

S.S.C., General

The Institute of Chartered Accountants of India

Chartered Accountant, Accounting and Finance