Lalith Kumar
Chartered Accountant / Credit Manager at ICICI Bank
- Role
- Credit Manager at ICICI Bank
- Location
- Chennai, IN
- LinkedIn followers
- 500 followers
About Lalith Kumar
Chartered Accountants
Experience
Credit Manager
Oct 2022 — Present · Chennai, IN
Evaluated the creditworthiness of corporate clients through financial analysis, credit bureau reports, and risk profiling.Structured customized loan proposals, determined optimal credit limits, and ensured sound credit decisions aligned with business goals.Monitored portfolio health and implemented proactive measures to mitigate emerging credit risks for around 30+ customers.Mitigated potential NPA worth ₹25 Crs through proactive credit appraisal; recognized and rewarded by senior management during monthly meetings.Independently handled proposals ranging from ₹5 Crs to ₹75 Crs, with a volume of 8 to 10 credit cases per month.Ensured adherence to RBI regulations and internal credit policy frameworks.Built and maintained strong client relationships to deliver tailored credit solutions.
Education
The Institute of Chartered Accountants of India
Chartered Accountant
2017 — 2022
Find verified contacts for anyone on LinkedIn
Unifers gives sales teams verified emails and direct dials, enriched profiles, and outreach that lands in the inbox.
Free plan included · No credit card required
This profile is compiled from publicly available professional sources. Unifers is not affiliated with or endorsed by LinkedIn. Request removal of this profile.