Kunal
Equity Analysis I Portfolio Management I Risk & Underwriting I Policy Framework I Growth Strategy I Co-Lending I Securitization I Product Management I Artificial Integration I Business Rule Engine
- Role
- Head Policy & Risk - Wheels, Las, Mortgages, Education Loan & Co-lending at Tata Capital
- Location
- Mumbai, MH, IN
- LinkedIn followers
- 500 followers
About Kunal
Proficient experience varying across multiple products in retails assets viz, Home Loans, Loan against Properties, Auto Loans, Used Car Loans, Personal Loans, Business Loans, Loan against Gold, Loan against Shares/Mutual Funds, Education Loans, Commercial Vehicles and Commercial EquipmentProficient knowledge and work experience in risk assessment of real estate and mortgagesGained Knowledge on how to assess Institutional Cases like funding to NBFCs / MFIs / HFCsExposure to Scorecards development, drafting policy for new products and its implementationContinuously rated at the top of the peer group for delivering beyond expectationsRewarded for various achievements both as an individual and as a team player consistentlyHave lead teams of highly qualified professionals which includes Chartered Accountants, Company Secretaries, Chartered Engineers, MBAs, LLBs, etcKey strengths include strong financial and analytical acumen, detailed planning, meticulous and impeccable execution capabilities, excellent interpersonal skills, will to succeed, multi-tasking and a great team player
Experience
Head Policy & Risk - Wheels, Las, Mortgages, Education Loan & Co-lending
Jul 2025 — Present · Thane, IN
Education
Institute of Chartered Accountants of India
CA, Accountancy, Taxation, Auditing, Costing & Law
2001 — 2005
Indian Institute of Banking and Finance
JAIIB
Corporate Finance Institute® (CFI)
Economics for Capital Markets, Economics, Capital Markets
National High School
Higher Secondary Examination, Commerce (Accountancy and Mathematics)
1998 — 2000
Project Management Institute
White Belt of Lean Six Sigma, Six Sigma, Five S, Kaizen, Project Management
Indian Institute of Management Bangalore
Banking and Financial Markets - A Risk Management Perspective, Risk Management in Banking and Financial Markets
Global Association of Risk Professionals
FRM (USA), Risk Management, Credit Risk, Market Risk, Operational Risk, Derivatives
2009 — 2009
Indian Institute of Banking and Finance
CAIIB
St. Xavier's College (Autonomous), Kolkata
B. Com (Hons), Accountancy, Mathematics, Taxation, Auditing & Costing
2000 — 2003
Julien Day School - India
Secondary Examination (Madhyamik), Commerce (Accountancy and Mathematics)
1990 — 1998
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