Harsha Nihalani
Finance Professional | 5+ Years in LAP, CV, CE, HCF Funding | Working Capital (OD/CC) | CTG
- Role
- Senior Manager at HDFC Bank
- Location
- New Delhi, DL, IN
- LinkedIn followers
- 500 followers
About Harsha Nihalani
Finance professional with over 5 years of experience in the banking and lending industry, specializing in a diverse mix of products ranging from LAP and funding to the CTG segment, to Commercial Vehicle Construction Equipment and Healthcare Finance funding. Currently managing a dynamic portfolio that includes both asset-based lending and working capital products OD and CC facilities, catering to varied business needs. Having strong client relationship skills, and an in-depth understanding of credit assessment and risk analysis across secured and unsecured lending products
Experience
Senior Manager
Aug 2023 — Present · Delhi, IN
Handling the Northern region credit underwriting for CV (Commercial Vehicles) HCF (healthcare Funding) loan proposals. Screening all proposal(s) within agreed norms for TAT and timely and complete submission of MIS reports Appraising the proposals by using a variety of policy tools while using the knack of taking a judgmental call based on the understanding of the need & deployment for the respective proposals. Visiting the market/meet the customers and document the same on a regular basis Monitoring & tracking & identifying trends and extracting the necessary learnings. Co-ordinating with the people working in the other vertical(s). Trigger control for the portfolio in terms of delinquency, PDD.
Education
Kendriya Vidyalaya
Commerce
2003 — 2010
The Institute of Chartered Accountants of India
Chartered accountant
2015 — 2018
SVKM's Narsee Monjee Institute of Management Studies (NMIMS)
Master of Business Administration - MBA
2022 — 2024
Ahmedabad university
Bachelor of Commerce (B.Com.)
2012 — 2014
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