Harsh Vaish
Associate Credit Risk @OakNorth
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WORK HISTORY
Associate Credit Risk @OakNorth
EDUCATION
St. Francis Convent School
Higher Secondary, Commerce
The Institute of Chartered Accountants of India
Postgraduate Degree, Chartered Accountancy
Mahatma Jyotiba Phule Rohilkhand University
Bachelor of Commerce - BCom, Accounts, Taxation, Finance, Law
ABOUT HARSH VAISH
Chartered Accountant with 3 years of experience across Private Equity Credit Risk and Mid-Market Lending. Currently working as a Credit Associate in OakNorth supporting the US markets in CRE & Trading business. Previously supported cross-border fund finance and structured lending deals at NatWest Group. My role involved evaluating sponsor-backed transactions, analyzing fund performance (IRR, MOIC, leverage metrics), and providing credit recommendations for private equity and asset-backed lending deals across the US, UK, and Europe.I’ve worked on the risk side of private capital deployment, analyzing fund structures, investor quality, and covenant protections. Using platforms like S&P Global and FactSet, I’ve gained strong exposure to fund due diligence, liquidity risk assessment, and complex capital structures.Having cleared two levels of CFA, I bring robust valuation and financial analysis skills, combined with on-ground credit underwriting experience from my earlier role managing mid-market portfolios with exposure up to £30 million per client.I’m now looking to transition to the buy-side—into roles where I can contribute to investment analysis, portfolio monitoring, or deal execution for private capital, growth equity, or structured credit strategies.If you’re building a high-performing team or would like to discuss opportunities in investment roles, let’s connect.
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