Girijesh Bansal
Deputy Vice President - Team Leader LT - SME Credit & Risk at HDFC Bank
- Role
- Deputy Vice President at HDFC Bank
- Location
- Indore, MP, IN
- LinkedIn followers
- 500 followers
About Girijesh Bansal
Seasoned Credit & Risk Professional with 14+ years of experience in Corporate, SME, and Retail Credit across top-tier banks like HDFC Bank and Bank of Baroda. Adept at structuring complex deals, conducting in-depth financial analysis, and aligning credit practices with regulatory and business objectives.
Experience
Deputy Vice President
May 2023 — Present · Madhya Pradesh, IN
Scaled portfolio size by 5x in value and customer base, maintaining zero defaults through effective portfolio monitoring and timely action planning.• Exercising delegated credit approval authority, independently approving or declining credit proposals.• Conducted in-depth underwriting assessments in line with bank policies, regulatory norms, and legal compliance.• Managed a diverse loan portfolio, including SME loans, commercial real estate, industrial loans, and small business loans.• Performed periodic credit risk reviews, flagged potential risks, and recommended mitigation strategies to safeguard portfolio quality.• Handling the team of the credit managers
Education
The Institute of Chartered Accountants of India
Chartered Accountant, Accounting and Finance
2007 — 2011
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