Divya Ramani
Chartered Accountant | Credit Manager - Mortgage Loan Department at ICICI Bank | Expertise in Credit Risk Assessment & Financial Analysis
- Role
- Branch Credit Manager at ICICI Bank
- Location
- Ajmer, IN
- LinkedIn followers
- 500 followers
About Divya Ramani
I am CA fresher from July 2021 attempt. I have completed my articleship from H.M.Jain & …
Experience
Branch Credit Manager
Sep 2022 — Present · Ajmer, IN
Conduct detailed credit assessments to evaluate the eligibility of mortgage loan applicants, ensuring compliance with the bank’s credit policies and risk management guidelines.•Analyze financial statements, credit reports, and other relevant documentation to determine creditworthiness and loan approval.•Build and maintain strong relationships with clients by providing tailored financial solutions and guiding them through the loan process.•Collaborate with cross-functional teams, including sales, operations, and risk management, to ensure seamless loan processing and delivery.•Achieved and maintained a high approval-to-disbursement ratio, contributing to the department’s overall targets and objectives.
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