Dipanshu Gupta
Credit Manager @Kotak Mahindra Prime Limited
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WORK HISTORY
Credit Manager @Kotak Mahindra Prime Limited
Chandigarh, IN
EDUCATION
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Bachelor of Commerce - BCom, Business Administration and Management, General
Guru Nanak Dev University
Bachelor of Commerce - BCom, Accounting and Finance
The Institute of Chartered Accountants of India
CA, Accounts
ABOUT DIPANSHU GUPTA
My Current Role include assessment of Large Ticket Files Pertains to LAP Dept. and management of delinquency in consonance with management of MIS on Time to Time basis.My Earlier role as a Credit Manager at HDFC Bank, I focused on underwriting loan files for working capital finance in the SME segment, ranging from 11 lacs to 1500 lacs. My responsibilities include analyzing financials, banking data, and dedupes to assess client eligibility and creditworthiness while ensuring compliance with bank policies and procedures. With a Chartered Accountancy qualification and a Bachelor of Commerce degree, my expertise lies in credit risk assessment, proposal writing, and credit appraisals. I am motivated to deliver customized financial solutions and support portfolio management through regular monitoring and MIS report preparation. My academic foundation and professional experience drive my commitment to enabling business growth responsibly.
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