Deepak Kumar Sharma

About Deepak Kumar Sharma

I currently serve as an Assistant Manager – Internal Audit at MS Fincap (MSFC), where I lead risk-based audits aimed at strengthening governance frameworks, enhancing internal control maturity, and ensuring regulatory discipline within the NBFC environment.My professional foundation was built during my Article Assistantship at R.A. Sharma & Co, where I developed strong exposure to financial reporting, statutory audits, taxation, and analytical review mechanisms. This early training shaped my structured approach toward risk identification, financial scrutiny, and compliance integrity.At MSFC, my role extends beyond routine audit execution. I actively contribute to: Risk-based branch and portfolio audits Segment-wise portfolio and stress analysis Review of NPA accounts and recovery monitoring Evaluation of credit lifecycle controls and underwriting frameworks Forensic-level review of high-risk cases Ensuring alignment with RBI Master Directions and Fair Practice CodeI believe audit is not merely about identifying gaps — it is about strengthening systems, improving accountability, and enabling sustainable portfolio performance. With a focus on Audit, Risk & Governance, I aim to contribute at a strategic level where financial discipline, regulatory compliance, and risk intelligence drive long-term institutional stability.

Experience

1. Assistant Manager Internal Audit

   MS FINCAP PRIVATE LIMITED

   Aug 2025 — Present · Jaipur, IN

   Lead risk-based audits across branches and credit portfolios, covering collections, incentive structures, portfolio buy-outs, monthly operational reviews, and end-to-end credit lifecycle controls.Perform segment-wise portfolio analysis to identify concentration risks, performance trends, early warning signals, and emerging stress indicators across asset classes.Conduct detailed reviews of stressed and NPA accounts, evaluating recovery mechanisms, provisioning adequacy, and overall asset quality sustainability.Examine interest realisation accuracy, TVR performance, insurance compliance, documentation integrity, and structured handover processes to safeguard revenue and mitigate operational leakage.Undertake forensic-level transaction reviews in high-risk cases to detect control breaches, anomalies, and potential fraud indicators.Ensure adherence to RBI Master Directions, Fair Practice Code, and applicable provisions of the Companies Act, reinforcing regulatory governance and institutional compliance standards.Present concise, risk-focused insights and systemic improvement recommendations to senior leadership, strengthening control architecture and long-term portfolio resilience.

Education

• The Institute of Chartered Accountants of India

  Chartered Accountant

• S.S. Jain Subodh PG (Autonomous) College, Jaipur

  Bachelor of Commerce - BCom, Accounting and Finance