Akshay Solanki

Credit Manager @Utkarsh Small Finance Bank

Indore, IN

Roles and Responsibilities •Responsible for overseeing the credit granting process for a company.•Assessment of customers income.• Evaluation of customer\'s creditworthiness.• Maintaining detailed records of company loans.• Assist in approve or reject loon requests from customers. • Calculate and set loan interest rates.• Negotiate loan terms with new customers.• Monitor customer\'s loan payments. Review the company\'s credit policy when necessary.• Work with management to evaluate credit strategies and develop improvements.• Create a credit scoring model to assess risks, Submit delinquent accounts to colections department or outside resources.• Determined credit approval based on financia standing, credit records and payment history.• Compile data ond analyzed latest trends, identifying risks preventatively • Contact customers to notify of delinquent payments and resolve.• Verity applicants references pertaining to employment, hearth history and social behavior.

Devi Ahilya Vishwavidyalaya

Bachelor of Commerce

The Institute of Chartered Accountants of India

Master of Business Administration

The Institute of Chartered Accountants of India

Chartered Accountant