Aanchal Aneja

Experience

1. Credit Analyst

   Indian Bank

   Apr 2023 — Present · Delhi, IN

   Worked in team of Credit analysts and underwriters to evaluate and manage credit risk for corporate clients with credit facilities.Collaborated with relationship managers to assess creditworthiness of new clients, conducting in-depth financial analysis, industry research, and risk assessmentNegotiated credit terms and conditions with clients, balancing the bank\'s risk with the client\'s needs, and ensuring adherence to established credit policiesConducted regular portfolio reviews, identifying potential issues and taking corrective actions to minimize non-performing assets and maintain a healthy portfolioWorked with internal and external auditor to gain deep understanding of bank compliance with credit policies and other regulatory requirementsPreparing credit related reports and presenting findings to senior managementContinuous monitoring of borrower\'s financial health and adherence to the agreed-upon termsMajor clients handled - PNC Infratech, IRFC, JBM Auto, ONGC, Tata Power Delhi Distribution Ltd, NHAI Project, Proposals from Manufacturing Sector, IT Sector, Power sector, NBFCs etc

Education

• The Institute of Chartered Accountants of India

  Chartered Accountant

  2016 — 2021

• The Institute of Chartered Accountants of India

  Accounting

  2016 — 2023