Bryan Maddex

About Bryan Maddex

I started my mortgage financing career in 1997 with Nationsbank. Since that time I have lent over $1 Billion dollars for home purchases, refinancing, cash-out refi and debt consolidation. I love spending time with first time home buyers to help them navigate the many different loan programs that the mortgage industry has to offer. My success in doing mortgages has been with lots of communication, being able to guide clients through the process and create a sense of urgency with my borrower and processors, and establishing a team of professionals (Realtor, Insurance Agent, Closing Attorney, HUD Inspector, Contractors and service industry experts). I spend extra time with the Realtors that I work with to help them have a basic understanding of the many Down Payment Assistance programs and renovation programs so that they can help their clients see the possibility of home ownership. I am now a mortgage broker with access to over 220+ lenders! I am also able to do many things that traditional bank mortgage companies are unable to such as full underwriting on a pre-approval, mortgage programs to helping investors finance up to and over 10 investment properties, FHA 203k Full Renovation loans as well as FNMA Homestyle Renovation loans, and Reverse Mortgages. I look forward to helping you with your next home loan purchase or refinance!Charlotte NC FHA 203K Mortgage LendersCharlotte NC VA Mortgage LendersCharlotte NC FNMA HomeStyle Mortgage LendersRock Hill SC FHA 203K Mortgage LendersRock Hill SC VA Mortgage LendersRock Hill SC USDA Mortgage LendersRock Hill SC FNMA HomeStyle Mortgage LendersFt Mill SC FHA 203K Mortgage LenderFt Mill SC VA Mortgage LenderUnion County USDA

Experience

1. Branch Manager & Senior Mortgage Loan Advisor

   Coast2coast Mortgage, Llc

   Jun 2024 — Present · Waxhaw, NC, US

   I left the (IMB) Independant Mortgage Banking world and joined the Broker world to better help my clients with financing options! I can now shop 220+ lenders to find the best solition and typically come in lower on rates than the large IMBs such as Movement, Fairway, Atlantic Bay, Cross Country, Guaranteed Rate, Union Home Mortgage and Loan Depot (just to name a few). I can do all of the traditional Fannie, Freddie, FHA, USDA, VA mortgages but am no longer limited from doing the following:Renovation LoansConstruction LoansFix & FlipHard MoneyBusiness Lines of CreditHelocsHelocs on Investment Properties2nd Mortgages2nd Mortgages on Investment PropertiesDown Payment Assistance ProgramsDSCR or Debt Service Coverage Ratio LoansNo Income Loans for Primay Homes!Bank Statement LoansAsset DepletionManufactured Homes (primary homes and investment properties)Padsplit LoansBridge LoansPortfolio LoansReverse MortgagesReverse 2nd MortgagesApartment ComplexMobile Home ParksSmall Commercial Loans for Office Complexes, Mixed Use, Storage, Warehouse.If it can be financed, I probably have a lender that will do the deal!

Education

• Valencia College

  Business / Finance

  2001 — 2003

Skills

• Mortgage Banking
• Usda
• Treasury Management
• Customer Service
• Sales
• Real Estate Financing
• Underwriting
• New Business Development
• Mortgage Lending
• Commercial Banking
• Refinance
• Small Business Lending
• Strategic Planning
• Cash Management
• Reverse Mortgages
• Residential Mortgages
• U.s. Va Loans
• Financial Analysis
• Portfolio Management
• Loans
• Retail Banking
• Fha Financing
• Insurance
• Investment Properties
• Credit
• Banking
• Home Equity Lines of Credit
• Risk Management
• Credit Analysis
• Consumer Lending
• Real Estate
• Strategic Financial Planning
• Fha
• Financial Services
• Wealth Management
• Loan Origination
• U.s. Federal Housing Authority (Fha)
• Referrals
• Sales Management
• Lines of Credit