Bruce Larkin

About Bruce Larkin

As the VP of Client Development at Deephaven Mortgage, I specialize in loan products for…

Experience

1. VP, Client Development

   Deephaven Mortgage

   Jan 2022 — Present · US

   Deephaven specializes in loan products for the Self Employed and Property Investor.Offering Expanded Prime, Non-Prime, DSCR (Debt Service Credit Ratio) and Jumbo Prime.Deephaven champions borrowers whose independence, entrepreneurial drive and determination are often the very reason why they can’t qualify for a traditional loan Products:Expanded Prime – Solutions for the “just missed” BorrowerNon-Prime – Borrower outside of PrimeDSCR- “Debt Service Credit Ratio” Solutions for Property Investors looking to maximize LTV and build portfoliosJumbo Prime – borrower exceeding conforming loan limits We go above and beyond basic loan programsWe offer as few as 12 months “Bank Statements”Our “Total Asset Calculation” program uses assets for qualifyingInterest OnlyNon- Warrantable CondosBusiness Purpose – ability to vest in LLC or CorporationsExceptions to guides Underwriting Options:WholesaleNon-DelegatedDelegatedBulk Sales Tools:Scenario DeskScenario CalculatorDeephaven AUSBank Statement Analysis Training:One-on-one basic training as well as specific portal product and program training.Loan officers rely on our scenario desk — staffed by expert human beings — to provide clear, knowledgeable guidance on any loan from start to f••••••••@deephavenmortgage.comdeephavenmortgage.com

Education

• National University

  Bachelor of Business Administration (B.B.A.), Marketing

  1987 — 1992

Skills

• Loan Origination
• Underwriting
• Mortgage Lending
• Refinance
• Fha
• Residential Mortgages
• Credit
• Loans
• Credit Analysis
• Sales
• Mortgage Banking
• Credit Risk