Bruce Janowsky

About Bruce Janowsky

Senior Risk Management and Operations Executive with extensive background in structuring credit and originations operations to support company vision and strategy.Proactive risk management professional with analytical mindset to devise credit underwriting and operations strategies in alignment with business objectives while innovatively advancing policies, procedures, processes, and systems. Comprehensive knowledge and expert in credit, business, and risk management practices and risk policies. Critical thinker with great judgement, problem-solving skills and capability to make informed and important business decisions. Proficient in financial management tools and adaptable to new and inhouse systems. Solid record leading, training, developing, and fostering dedicated teams. Collaborative and capable of cultivating professional relationships to achieve business objectives.• Played an integral role in the growth and expansion of several captive and independent equipment finance companies from start-up to over $2B in owned and serviced assets, posting profitable operating results.• Oversaw a team of 100 financial service professionals delivering originations, bid analysis, underwriting, documentation, contract management, collections, workout, and legal recovery.• Spearheaded creation and implementation of judgmental and statistical automated credit scoring models and systems. Enabled increased automated credit approval and decisioning, without manual intervention, to 50% of all credit applications submitted. Optimized and re-dedicated 20% of resources to more value-added customer facing activities and solutions, while reducing bad debt charge-off by 50%.• Developed and led Canon’s Second Life initiative to reuse, resell, and recycle off-lease equipment as part of redeployment strategy. Created new consumable, parts, and service market share in collaboration with Canon’s Sales Companies.

Experience

1. Senior Vice President Credit

   Auxilior Capital Partners, Inc

   Apr 2025 — Present · Philadelphia, PA, US

Education

• SUNY Geneseo

  Bachelor's of Science

Skills

• Leadership Development
• Banking
• Risk Management
• Career Development
• Underwriting
• Corporate Finance
• Interpersonal & Communication
• Finance
• Asset Based Lending
• Critical Thinking
• Commercial Finance
• Business/Revenue Growth
• Analysis
• Financial Analysis
• Portfolio Management
• Start-Ups
• Loans
• Investments
• Relationship Management
• Business Management
• Commercial Banking
• Financial Structuring
• Strategic Planning
• Structured Finance
• Underwriting & Collections
• Credit Risk
• Operational Risk
• Financial Risk
• Asset Management
• Financial Services
• Scenario Planning
• Operational Redesign
• Strategic Execution
• Credit
• Financial Modeling
• Credit Analysis
• Team Leadership
• Strategic Leadership
• Training
• Operational Excellence