Stephen Brownback

About Stephen Brownback

I am a senior director and associate general counsel with deep expertise in managing legal, compliance, strategy, and operational matters for Fortune 100/500 financial services companies (Capital One and Genworth Financial). I bring additional experience serving as a general counsel for standalone subsidiaries (at Genworth) with direct oversight of corporate generalist functions, including regulatory compliance and investigations, M&A transactions, HR/employment matters, and contracts.This breadth of in-house advisory experience, coupled with an MBA from Wharton, and prior Am Law 100 firm experience, provides me with a unique perspective to learning an organization’s goals, operations, and constraints, as well as proactively identifying the external regulatory, litigation, political, and economic environments that impact the organization. As a result, I am sought after for my practical and forward-thinking approach that enables the business to accomplish its key goals while simultaneously solving complex problems, mitigating risk, conserving resources, and reducing spend.I am equally passionate about recruiting, developing, and retaining high-performing legal team members. Throughout my over 10-year tenure at Capital One, I have seen numerous team members grow, develop, and rise within the organization. I remain deeply devoted to being the best leader possible and making a positive difference in the lives of the people I manage.Financial Industry Experience: Banking, Credit Card, Mortgage, and Insurance (Life, Annuity, Long-Term Care)Areas of Expertise: Regulatory Compliance, Legal & Business Leadership, Regulatory Interactions & Internal Investigations, Legal & Business Strategy, Contract Negotiations & Third-Party Oversight & Disputes, M&A Due Diligence, Government Affairs & Lobbying, Employment Law, Litigation Management, Loss Mitigation, Risk Management

Experience

1. Senior Director, Associate General Counsel, Credit Card & Bank

   Capital One

   Feb 2016 — Present · Richmond, VA, US

   Leading a team of attorneys and paralegals, I am responsible for advising Capital One U.S. credit card loss mitigation businesses (consumer, small business, and commercial credit card), direct and indirect consumer bank, small business bank, and commercial bank on a wide variety of regulatory and litigation issues.Responsibilities include advising the loss mitigation businesses regarding compliance with financial services regulations (TILA, ECOA, TCPA, FCRA, FDCPA, etc.), regulatory investigations and examinations (OCC, CFPB, state), litigation (defensive, offensive, class action), M&A, lobbying (federal and state), vendor management, loss mitigation, employment issues, and SEC disclosures.

Education

• Penn State University

  Bachelor of Science - BS, Philosophy

• The Wharton School

  MBA, Business

  2010 — 2012

• Washington and Lee University School of Law

  Doctor of Law - JD, Law

  2002 — 2005

Skills

• Insurance
• Licensing
• Privacy Law
• Commercial Litigation
• Securities Regulation
• Venture Capital
• Securities
• Corporate Law
• Intellectual Property
• Insurance Law
• Litigation Management
• Risk Management
• Joint Ventures
• Arbitration
• Legal Writing
• Litigation
• Mergers
• Corporate Governance
• Contract Negotiation
• Mortgage Compliance
• Due Diligence
• Mergers & Acquisitions
• Negotiation
• Legal Research