Brian Gallegos

About Brian Gallegos

Hello, I’m Brian Gallegos, Licensed Loan Officer AZ BK #09•••48 with Amerifirst Financial NMLS ID #145368, AZ BK #00•••35. I am dedicated to providing my clients with honest and valuable information. Trust is paramount in working to effectively achieve the goals of each client. I strive to help my business partners close transactions on time. I have spent over 10 years as an avid real estate investor, so I understand unique requirements of investors and 1st time homebuyers. We have programs available for First Time Buyers, which includes 3-1 match of downpayment. My business is based on honesty with competitive rates. I also understand the importance of customer service and closing all purchase transactions on TIME! I\'m Licensed in Arizona and California CA-DBO #41•••01. Licensed by the Department of Business Oversight under the CA Residential Mortgage Lending Act. Specialties: VA Lending, FHA Lending, Credit education, Reverse mortgages, Purchase assistance programs and Refinancing in Arizona, California and WashingtonEqual Housing Opportunity

Experience

1. Licensed Loan Originator Nmls 208582

   Altitude Home Loans

   Apr 2023 — Present

   While we excel in all loan scenarios, our area of expertise is FHA lending to first-time home buyer and knowledge of the purchase assistance programs available to buyers, I can help with credit education to ensure you have correct credit score to buy a home. Oh I forgot we can help you refinance your home. If you are looking for Reverse mortgage lender, you need to call me, I have helped clients refinance or Purchase a home using an Reverse mortgage. Amerifirst is second to none. We find that our knowledge of FHA and first-time buyer programs also translates well to investors. Investors need expertise in these programs to help move their homes after rehab. They also need someone knowledgeable in how to structure lease purchases to optimize the rent credits and to ensure the underwriting process is smooth and painless. We have become experts in credit education and no borrower gets left behind. Even if you don\'t qualify today, we will provide you with a detailed Path to Homeownership that will outline the steps you need to take in a clear and concise manner to become a homeowner.

Education

• Arizona State University

  Business Administration and Management, General

  2002 — 2005

• Glendale Community College

  Associate of Arts and Sciences (A.A.S.)

  1997 — 2002

Skills

• Loans
• First Time Home Buyers
• Investment Properties
• Management
• Small Business
• Finance
• Customer Service
• Credit
• Real Estate
• Investors
• Refinance
• Real Estate Transactions
• Team Building
• Networking
• Selling
• Reverse Mortgages
• Insurance
• Marketing
• Underwriting
• Sales Management
• Va Loans
• New Business Development
• Investments
• Contract Negotiation
• Usda
• Short Sales
• Buyers
• Foreclosures
• Mortgage Lending
• Loan Origination
• Referrals
• Mortgage Banking
• Reo
• Banking
• Residential Homes
• Harp Loans
• Residential Mortgages
• Fha Financing
• Credit Analysis
• Real Estate Financing