Brian K Constable

About Brian K Constable

Throughout my 30+ years working in the financial services industry, I have built a strong record of inspiring diverse teams to exceed aggressive growth targets in both expanding and contracting markets. I attribute this record of success to my ability to accurately assess risk and drive bold initiatives as well as my inherent ability to influence key stakeholders, change organizational culture, and mitigate conflicts. Supplementing my interpersonal skills and deep knowledge of the banking sector, is a keen eye for identifying wasted spend and inefficient processes. Implementing measures that addressed performance gaps have regularly resulted in cost reductions and streamlined operations that increased the profitability of the units I managed. My management philosophy is rooted in providing regular, tactical training to the individuals under my supervision. I have built cohesive team units in multiple organizations that outperformed through making a committed investment to ongoing education and training and a passion to see associates reach their professional goals and potential.I am currently seeking a new challenge where I can lead an organization to overcome longstanding obstacles and implement innovative growth strategies. I welcome networking inquiries and professional opportunities.

Experience

1. Executive Vice President and Chief Credit Officer

   Monterey County Bank

   Aug 2024 — Present · Monterey County, CA, US

   I am thrilled to share with my network that I have accepted the role of Chief Credit Officer at Monterey County Bank, where I will be leading efforts in community lending and introducing new products and services to support the local and California markets!Joining the new esteemed executive team at Monterey County Bank presents a wonderful opportunity to immerse myself in community-focused initiatives and drive impactful change in the lending and banking landscape. I am genuinely excited to leverage my 38 years of experience and passion for community banking to support the unique needs of businesses and individuals in Monterey County and across California.At Monterey County Bank, our vision is to empower the local community by providing innovative financial solutions that drive growth and prosperity. I am committed to spearheading initiatives that will enhance our product offerings, foster financial inclusivity, and strengthen our relationships with customers and partners.I am looking forward to collaborating with the talented team at Monterey County Bank to create a positive impact and contribute to the economic development of our community and beyond. Together, we aim to elevate our services, support local businesses, and make a meaningful difference in the lives of our customers.I am grateful for this new opportunity and excited to embark on this journey of growth, learning, and service to the community. Feel free to connect with me to learn more about our community lending initiatives and the exciting developments happening at Monterey County Bank!#MontereyCountyBank #CommunityLending #NewOpportunities #CaliforniaMarket #FinancialServices #EmpoweringGrowthLooking forward to connecting with you all!

Education

• Saddleback College

  Psychology and Business

Skills

• Treasury Management
• Sales Management
• HR Policies
• Operations Management
• Disaster Recovery
• Microsoft Office
• Communication
• Banking
• Credit
• Management
• Commercial Lending
• Commercial Banking
• Leadership
• Portfolio Management
• Sales
• Lines of Credit
• Finance
• Loans
• Financial Risk
• Retail Banking
• Small Business Lending
• Real Estate
• Underwriting
• Credit Analysis
• Commercial Mortgages
• Asset Based Lending
• Risk Management
• Training
• Business Development
• Sba
• Business Planning
• Financial Analysis
• Mergers & Acquisitions
• Branch Banking
• Loan Origination
• Mortgage Lending
• Investments
• Cash Management
• Relationship Management
• Job Coaching