Brian Gorman
Senior Credit Risk Analyst, Commercial Real Estate @Lloyds Bank
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WORK HISTORY
Senior Credit Risk Analyst, Commercial Real Estate @Lloyds Bank
Edinburgh, GB
EDUCATION
CIMA
Advanced Diploma in Management Accounting
University of the West of Scotland
MSc
University of the West of Scotland
BA (Hons)
ABOUT BRIAN GORMAN
A part qualified CIMA Management Accountant, working towards full CIMA accreditation on completion of final professional exams. Other qualifications include a BA (Hons) in Business Management and an MSc in Finance & Accounting.Possesses detailed specialist knowledge in commercial lending, with practical experience in a variety of products across a range of funders and banks. This is paired with a broad understanding of the SME market, having dealt with a diverse customer base and learned the challenges faced across different industries. This hands-on experience, combined with formal financial qualifications, has supported the development of a very strong underwriting ability. This knowledge has been invaluable in daily interactions with brokers and credit teams, with the ultimate aim of helping SMEs obtain the funding they need. Experience also includes margin analysis and product pricing, providing enhanced insight into product profitability and the commercial performance of lending portfolios. Complementing this is expertise in data analysis, enabling the extraction of actionable insights from large data sets to support informed, data-driven decisions.Highly enthusiastic about stakeholder building and management. Actively looking to grow network and continuously engage with primary & secondary stakeholders to achieve positive outcomes for all parties. A very determined, commercially minded and inquisitive professional, committed to helping organisations perform effectively by understanding their processes and asking key questions that drive improvement and success.Strongly passionate about continuous self-development, constantly seeking opportunities to enhance skills through work projects or further education. This has also extended to help others develop, through mentoring or training. In alignment with this, a financial training programme was created which delivers sessions on financial accounts and analysis to brokers across the UK.
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