Brayhan Delgado
Group Manager, Credit Underwriting, Real Estate Secured Lending Eastern Canada @TD
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WORK HISTORY
Group Manager, Credit Underwriting, Real Estate Secured Lending Eastern Canada @TD
Montreal, QC, CA
EDUCATION
McGill University
Certificate in Accountancy, Accounting
McGill University
Certificate in Entrepreneurship, Entrepreneurship/Entrepreneurial Studies
École des sciences de la gestion (ESG UQAM)
Bachelor of Business Administration - BBA
SKILLS
ABOUT BRAYHAN DELGADO
I am a senior credit and operations leader with over a decade at TD, bringing deep experience across real estate secured lending, credit underwriting, and multi-region leadership.I began my career in credit underwriting, progressing through unsecured and real estate secured lending roles from Underwriter to Senior Underwriter and Credit Manager. This foundation continues to shape my approach to risk, decision-making, and operational excellence.I later transitioned into people leadership, holding progressive roles as Team Manager and Group Manager within Real Estate Secured Lending in Eastern Canada. In these roles, I have led large, geographically distributed teams, with a strong focus on performance management, colleague development, and consistent risk outcomes.In my current role, I lead TD Appraisal Services operations, a core pillar of Real Estate Secured Lending, while also supporting the modernization of TD’s Holding Company Real Estate Lending function. My mandate centers on strengthening governance, improving service and productivity, and enabling scalable, future-ready operations.I am driven by opportunities that combine credit, operations, leadership, and transformation, and I bring a pragmatic, people-first approach aligned with TD’s values.
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