Brad Bumgarner

Commercial Credit Underwriter @Allegacy Financial

Winston-Salem, NC, US
MOBILE NUMBERS
+91 *********19

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WORK HISTORY

Apr 2015 — Present

Commercial Credit Underwriter @Allegacy Financial

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I work with our Business Services Officers to facilitate the credit needs of customers by underwriting new and renewal requests by analyzing and underwriting credit packages for existing and potential members.•Review all pertinent credit and financial information, including financial statements and tax returns.•Analyze financial information and related materials and complete the credit analyses for the Credit Union\'s commercial transactions. Written analyses to include an independent credit quality assessment with well-supported risk rating, identification of and description of credit risks and mitigants, industry concerns, market trends, financial trends, and other pertinent credit issues of respective deals.•Developed and manage the Allegacy\'s Small Business platform.•Underwrite Small Business loan requests to determine member’s financial condition to determine creditworthiness. • Assist our Small Business Specialist who are the main contact for the business member to meet member needs. •Manage the existing Small Business Portfolio to monitor for potential and existing problems.

EDUCATION

1988 — 1994

West Virginia University at Parkersburg

Bachelor of Applied Science (B.A.Sc.)

SKILLS

UsdaConstruction LoansMerchant ServicesStrategic Financial PlanningBranch ManagementSmall Business LendingCommercial LendingAsset ManagmentMortgage BankingBankingRisk ManagementTreasury ManagementReal EstateCommercial MortgagesFinancial RiskAchAsset ManagementTreasury ServicesRefinanceCredit AnalysisFinancial PlanningLoans

ABOUT BRAD BUMGARNER

Commercial Credit Underwriter

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Brad Bumgarner — Commercial Credit Underwriter at Allegacy Financial in Winston-Salem, NC, US | Unifers