Bobby Cherian

About Bobby Cherian

Systematic knowledge of credit reporting systems, risk analysis, business insight and…

Experience

1. Credit Analyst

   Leaf Commercial Capital, Inc

   May 2016 — Present

   Perform risk analysis, review, analyze and decision new/existing credit amount for customers by examining D&B, Experian, PayNet and Accurint reports. Utilize OnBase and SharePoint for documents usage and storage.\\\\n• Evaluate customers’ current and potential credit risk, financial viability, industry standards and fluctuations.\\\\n• Analyze personal credit report, tax returns and financial statements for individuals and businesses.\\\\n• Verify existing customer exposure and prepare credit write-ups for larger transactions.\\\\n• Use Ocrolus software to review and analyze Bank Statements for working capital requests.\\\\n• Review Vendors and verify their credibility and use Tableau for exposure and delinquency history.\\\\n• Review/approve Transfer and Assumption applications when business is sold to another entity.\\\\n• Assist Collections Department with delinquent customers and contract modification requests.\\\\n• Assist Operations department with inquiries related to application verification and funding process.\\\\n• Assist with portfolio due diligence and varying independent projects as requested by Management.\\\\n \\\\n\\\\n \\\\n \\\\n\\\\n \\\\n

Education

• Olney High School

  HS Diploma

  1993 — 1994

• FOX School of Business Administration, Temple University

  Bachelors, with; Computer and Information Sciences

  1994 — 1999

Skills

• Act
• Active Directory
• Rightfax
• Track-IT
• Microsoft Office 2007
• Blackberry Enterprise Server
• Sharepoint
• Aps Quest
• Cisco
• Windows
• Vpn
• Stellent
• Great Plains Software
• Troubleshooting