Bhola Kumar Prasad

Product Manager @ DBS Bank | Product Management, Salesforce

Role
Product Manager at DBS Bank
Location
Mumbai, MH, IN
LinkedIn followers
500 followers
General Business & ManagementView LinkedIn profile

About Bhola Kumar Prasad

With over 10 years of experience in MSME lending and banking product transformation, I currently serve as a Product Manager at DBS Bank. My work focuses on driving digital lending initiatives, including the successful rollout of the Account Aggregator journey and digital document execution using Leegality, significantly enhancing customer experience and operational efficiency.Leveraging my expertise in risk management, product development, and stakeholder collaboration, I lead efforts to optimize processes, align policies, and deliver seamless digital lending solutions that meet regulatory requirements and customer needs. My mission is to enable cost-efficient growth, improve portfolio quality, and enhance the customer journey through innovative product strategies and cross-functional collaboration.

Experience

  1. Product Manager

    DBS Bank

    May 2024 — Present · Mumbai, IN

    Rolled out Account Aggregator (AA) journey for digital bank statement retrieval, reducing per-case cost from ₹370 to ₹7, improving customer journey, and cutting overall TAT by 2 days.• Implemented Leegality digital document execution, enabling loan disbursement within 1 day post credit approval, significantly improving customer experience, operational efficiency, and conversion rates.• Own product roadmap, pricing, policy alignment, and GTM strategy by evaluating market trends, regulatory requirements, and customer needs.• Drive channel performance management to ensure cost-efficient growth and optimal portfolio quality.• Partner with IT, Data & Operations to deliver digital integrations including Leegality, Account Aggregator, GST & ITR data fetch via Perfios.• Ensure RBI and regulatory reporting, supporting internal & external audits.

Education

  • Pune Insititute of Business Management, Pune

    PGDM (Finance + Marketing), Banking, Corporate, Finance, and Securities Law, retail banking

    2014 — 2016

Skills

  • Corporate Finance
  • Mortgage Underwriting
  • Powerpoint
  • Microsoft Excel
  • Credit Analysis
  • English
  • Business Development
  • Microsoft Word
  • Training
  • Business Planning
  • Sap
  • Customer Service
  • Teamwork
  • Banking
  • Team Management
  • Mis
  • Credit Appraisals
  • Business Strategy
  • Microsoft Office
  • Credit
  • Research
  • Team Building
  • Management
  • Business Analysis
  • Finance
  • Marketing
  • Project Management
  • Financial Analysis
  • Leadership

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Bhola Kumar Prasad — Product Manager at DBS Bank in Mumbai, MH, IN | Unifers