Bj Necel

Mortgage Banking Executive | CMB | P&L, Capital Markets, Sales & Operations

Role
VP - Hedging Manager of Secondary Markets at F.N.B. Corporation
Location
Pittsburgh, PA, US
LinkedIn followers
500 followers

About Bj Necel

I help mortgage organizations scale profitably in complex, highly regulated environments.With more than 23 years in mortgage banking and as a Certified Mortgage Banker (CMB), I bring deep expertise at the intersection of capital markets, mortgage operations, sales, and corporate strategy. I’ve operated across the full mortgage lifecycle — from originations as a licensed Mortgage Loan Originator to secondary markets execution and enterprise-level leadership.Throughout my career, I’ve led and advised organizations through periods of growth and change — driving operational excellence, revenue expansion, and scalable sales and operations platforms while navigating regulatory, interest-rate, and market volatility.My experience spans:Mortgage sales and originations, including hands-on experience as a licensed MLOCapital markets strategy, pricing, and loan sales executionEnd-to-end mortgage operations, including shipping and post-closingCorporate strategy, enterprise planning, and executionP & L management and cross-functional leadershipLarge-scale technology, process, and operating model transformation

Experience

  1. VP - Hedging Manager of Secondary Markets

    F.N.B. Corporation

    Aug 2025 — Present · Pittsburgh, PA, US

Education

  • Loyola University Maryland

    Bachelor's Degree, Business Administration and Management, Finance

    1998 — 2002

  • Canisius High School

    Diploma, General Studies

    1996 — 1998

  • Katholieke Universiteit Leuven

    None, Finance, General

    2000 — 2001

Skills

  • Mortgage Underwriting
  • Investments
  • Usda
  • Financial Analysis
  • Underwriting
  • Credit
  • Financial Modeling
  • Refinance
  • Real Estate Financing
  • Consumer Lending
  • Portfolio Management
  • Real Estate
  • Loans
  • Finance
  • Financial Services
  • Strategy
  • Sales
  • Loan Origination
  • Management
  • Team Building
  • Market Research
  • Mortgage Lending
  • Credit Risk
  • Commercial Lending
  • Fha
  • Mortgage Banking
  • Fha Financing
  • Customer Service
  • Va Loans
  • Residential Mortgages
  • Relationship Management
  • Credit Analysis
  • Leadership
  • Banking
  • Risk Management
  • Financial Risk

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Bj Necel — VP - Hedging Manager of Secondary Markets at F.N.B. Corporation in Pittsburgh, PA, US | Unifers