Bittu Kumar
Credit Analyst @Credin
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WORK HISTORY
Credit Analyst @Credin
Noida, IN
Analyzed creditworthiness of individuals & businesses through financial statements, CIBIL reports, and repayment history.Prepared detailed credit appraisal reports with risk assessment & recommendations for sanctioning loans.Managed credit evaluation process ensuring compliance with RBI & company policies.Coordinated with sales & operations teams to verify customer documents and resolve discrepancies.Monitored loan portfolio performance, flagged high-risk accounts, and suggested corrective actions.Improved decision-making time by implementing structured credit scoring models & MIS reporting.Ensured healthy portfolio quality with low NPAs by maintaining strict credit standards.
EDUCATION
Noida Institute of Engineering & Technology
Master of Business Administration - MBA
Patliputra University
2 Year
ABOUT BITTU KUMAR
Noida institute of engineering and technology ( 2023 - 2025) ||Finance||Marketing||Certified CMA Foundation||Financial analysis||Credit Analyst and credit manager at Credin||FinTech|Bank/NBFC Partner Management
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