Bittu Kumar
Noida institute of engineering and technology ( 2023 - 2025) ||Finance||Marketing||Certified CMA Foundation||Financial analysis||Credit Analyst and credit manager at Credin||FinTech|Bank/NBFC Partner Management
- Role
- Credit Analyst at Credin
- Location
- Delhi, IN
- LinkedIn followers
- 500 followers
Experience
Credit Analyst
Feb 2025 — Present · Noida, IN
Analyzed creditworthiness of individuals & businesses through financial statements, CIBIL reports, and repayment history.Prepared detailed credit appraisal reports with risk assessment & recommendations for sanctioning loans.Managed credit evaluation process ensuring compliance with RBI & company policies.Coordinated with sales & operations teams to verify customer documents and resolve discrepancies.Monitored loan portfolio performance, flagged high-risk accounts, and suggested corrective actions.Improved decision-making time by implementing structured credit scoring models & MIS reporting.Ensured healthy portfolio quality with low NPAs by maintaining strict credit standards.
Education
Noida Institute of Engineering & Technology
Master of Business Administration - MBA
2023 — 2025
Patliputra University
2 Year
2020
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