Bipin Dubey

About Bipin Dubey

I am a Data Analyst with 3.1+ years of experience in credit risk and retail analytics, skilled in SQL, Python, Alteryx, Tableau, Power BI, Excel, and SAS. My work focuses on transforming raw data into actionable insights that drive smarter decisions in risk management, loan performance tracking, and customer segmentation.At U.S. Bank.I developed ETL workflows, credit risk scorecards, and delinquency monitoring dashboards, which improved reporting efficiency and enhanced approval accuracy. Earlier, as a Retail Marketing Analyst Intern, I applied RFM segmentation, CLV forecasting, and campaign impact analysis to optimize marketing ROI and customer engagement.I’m passionate about using data to solve business problems, automate reporting systems, and improve decision-making efficiency. Always open to learning and collaborating with cross-functional teams to deliver measurable impact.

Experience

1. Data Analyst

   Worthrive Partners Llp

   Dec 2022 — Present · Bengaluru, IN

   Data Analyst with 3+ years of experience in Credit Risk and Retail Lending. Skilled in SQL, Python, Alteryx, Power BI, Tableau, and SAS. I build automated ETL workflows, design dashboards, and deliver insights across approval rates, booking rates, delinquency, and IFRS 9 metrics. Strong in data modeling, customer segmentation, and portfolio performance reporting.