Binny Pandya

Analyst Global Wholesale Operations @Scotiabank - Global Banking and Markets

Toronto, ON, CA

Champion a customer focused culture to deepen client relationships and leverage broader Bank relationships, systems and knowledge.Administers instructions by Agents on participations and customers on direct and agented deals including verification of limit availability, accuracy of calculations and disbursement/application of funds. Ensures that terms and conditions of authorizations and/or loan documentation are being adhered to including pricing, term and amount. Recognizes and ensures that all exceptions to policies and procedures are brought to the attention of management for resolution when required. Understand how the Bank’s risk appetite and risk culture should be considered in day-to-day activities and decisions.Actively pursue effective and efficient operations of respective areas Ensuring the adequacy, adherence to and effectiveness of day-to-day business controls to meet obligations with respect to operational efficiency and regulatory compliance risk Adhere to AML/ATF, Operational Risk Management Framework, Regulatory Compliance Risk guidelines Management Framework, AML/ATF Global Handbook and the Guidelines for Business Conduct. Champion a high-performance environment and implement a people strategy that attracts, retains, develops and motivates the team by fostering an inclusive work environment. Software used include LoanIQ, C360, TLM, CashPro and Microsoft Office Suite.