Binny Naik

About Binny Naik

I am a data science professional with a Master’s in Data Science from Columbia University and a Bachelor’s in Computer Engineering from Indus University. My experience spans across data science and data engineering jobs, research in psychiatry using neural networks, and published work in Springer and Elsevier journals on studying machine learning in agriculture, cybersecurity, and healthcare.At BNY Mellon, I developed data pipelines for financial regulatory reporting and created time series forecasting models for account balances predictions while working in the Regulatory Risk Analysis team.Currently, I work at American Express as Manager - Data Science, focusing on model validation and testing within the Model Risk Management Group (MRMG) team.

Experience

1. Manager - Data Science Treasury

   American Express

   Jan 2026 — Present · New York, NY, US

   Support deposits strategy and financial planning through data-driven modeling and analytics, enabling improved forecasting and business outcomes. Strengthen model risk controls and ongoing model performance monitoring in partnership with key stakeholders. Develop and maintain production-grade ML models like HYSA and CD balance forecasting, applying techniques like XGBoost and time-series forecasting to provide reliable insights for balance growth and liquidity planning.

Education

• Indus University Ahmedabad

  Bachelor's degree, Computer Engineering

• Coast Guard Public School, Daman

  12th Science, CBSE

• Columbia University

  Master of Science - MS, Data Science